BENEFITS · HEALTH

Health as a benefit, not as something taken for granted.

Company health insurance is a visible, valued and tax-advantaged benefit.

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Health is the most attractive benefit of all, yet it is rarely used deliberately.

For many employees, health cover is the most attractive benefit there is, yet few employers use it deliberately for recruitment and retention. The cost is modest; the effect on how the employer is seen, and on retention, is considerable.

The benefit your people can see and feel.

We put together a health cover package that fits your budget and your workforce, from optical benefits and health screenings to dental reimbursements and treatment by a senior consultant. Optimised for tax up to the benefit-in-kind allowance.

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A €50 benefit: health cover beats a pay rise.

€50 PER EMPLOYEE PER MONTH
What actually reaches the employee
€50 pay rise (gross)approx. €27
€50 health cover (benefit in kind, tax-free)€50
Net gain per employee≈ 1.8×

Simplified example: health cover up to the monthly benefit-in-kind threshold (currently €50) is free of tax and social security charges. The net value of a pay rise depends on tax bracket and income. This is not tax advice.

Why company health cover goes down so well.

up to €50

Up to the monthly benefit-in-kind threshold, health cover is free of tax and social security charges: the full €50 reaches the employee, unlike a taxed pay rise.

No medical

Group policies usually dispense with individual medical underwriting, so staff with existing conditions are generally included too.

Visible

Dentures, glasses, screenings or treatment by a senior consultant: benefits staff use and feel directly, not just an abstract promise.

Retention

Health is considered one of the most attractive benefits of all: a strong argument in recruitment and retention, at a modest cost.

What employers should know about company health cover.

Tax-free up to the benefit-in-kind threshold

Up to the monthly threshold (currently €50), health cover counts as a benefit in kind and is free of tax and social security charges, so the full value reaches your team.

Usually without medical underwriting

Group policies often drop individual medical underwriting and waiting periods, so access is straightforward for the whole workforce.

A benefit you actually notice

Unlike many abstract promises, health cover works straight away in everyday life: at the dentist, at the optician, at a screening.

The budget stays predictable

Fixed monthly contributions per employee make the cost easy to plan, with no surprises for the business.

The W&P advisory team in the office

Experience you can rely on.

37+ years

in the market

100%

independent advice

DEWE

Certified partner of Deutscher Wertschutz e.V.

Appreciation you can feel.

Company health cover is one of the most visible benefits there is: tax-advantaged, immediately noticeable for staff and easy for the business to plan. We shape the package to fit your budget and your workforce.

up to €50

tax-free benefit in kind per employee per month.

Tangible

Benefits such as dental, optical and screenings that get used straight away.

Retention

A benefit that visibly helps with recruitment and retention.

Worth knowing

The right level of cover depends on budget and workforce. We put the package together, clarify the tax position and handle the communication to your team.

Talk health cover through with us →

Let’s talk.

A free first consultation, in person, by phone or by video. You then decide how to proceed.

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