PRIVATE CLIENTS · MUST-HAVE
Accidents happen fast. The consequences usually last far longer than people expect.
Free first consultation →The problem
Most serious accidents happen in leisure time: at home, playing sport or travelling. Statutory cover does not apply there. Anyone left permanently impaired after an accident needs money for adapting their home, for aids, for care and for everyday living, over years or decades.
Our solution
Private accident insurance protects you 24 hours a day, worldwide and in any situation. We advise you on the parts that matter: the basic disability sum, the progression scale, hospital daily benefit and worthwhile add-ons, without overpriced packages full of things you do not need.
Book an appointment →The hard facts
70%
70% of all accidents happen in leisure time, where statutory accident cover generally does not apply.
24 hours
Private accident insurance can protect you worldwide and around the clock, whether at home, on holiday or playing sport.
1 second
A single unlucky moment can have lasting consequences for your health and your finances.
8.6 million
people are injured in accidents in Germany each year, most of them at home or in their leisure time, where statutory accident cover does not apply.
Worth knowing
Statutory accident insurance generally covers only accidents at work and on the direct journey to or from work. Accidents in leisure time are not included as a rule.
A serious accident can call for alterations to your home, rehabilitation or specialist aids. Private accident insurance can help pay for these, depending on the policy agreed.
On the playground, on a bike or at a sports club: many accidents happen in leisure time, which is why private cover can make particular sense.
Features such as progression, accident pension, rescue costs or cosmetic surgery differ considerably between policies. Comparing is worth the effort.
37+ years
in the market
100%
independent advice
DEWE
Certified partner of Deutscher Wertschutz e.V.
MORE THAN THE MINIMUM
Statutory accident insurance applies only at work and on the way there. Private accident insurance protects you worldwide, around the clock, and pays a sum you can use as you wish if you are left disabled.
Worth knowing
What matters is the right disability sum together with the progression scale, because that decides what actually arrives when it counts.
A free first consultation, in person, by phone or by video. You then decide how to proceed.
Book an appointment →