PRIVATE CLIENTS · BUILDING WEALTH

The best start, secured early.

What you set aside for your child today decides what they can do independently tomorrow.

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A savings account will not do it.

With inflation persisting, traditional savings barely hold their value in real terms, let alone grow. At the same time many parents are unsure how best to protect their children: disability cover from childhood, the cost of education, setting up a first home. All of it needs planning.

Early, smart, no compromises.

We develop a strategy with you that combines building wealth with protection: sensible investments, tax efficiency and flexible payout options that work when your child needs them.

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Small becomes large.

€50 A MONTH, FROM BIRTH TO 67
€50 a month turns into real wealth
Total paid in€40,200
Possible capital at retirement€663,716
or as a monthly income for life€2,472.51

An illustrative projection based on a specific quotation, assuming 7% growth a year. Non-binding and not guaranteed; the actual value may be higher or lower.

Why starting early changes everything.

1 dream

Every child has their own dreams, whether university, an apprenticeship, a first car or simply starting out. Saving early is what makes those dreams possible.

18 years

There is a great deal of time before adulthood, in which even small amounts can compound into a meaningful starting fund.

100% love. 0% chance.

Financial security for your child does not happen by accident. It comes from thinking ahead and starting early.

€10

The planned early-start pension: from school age the state is to pay €10 a month per child into a private pension account, laying an early foundation.

The greatest gift is often not the most expensive

A savings plan started early can be worth more in the long run than any single present.

Education costs money, and so do opportunities

University, an apprenticeship or a spell abroad are far easier to fund with a cushion built up early.

Save today, ease the load tomorrow

Starting early spreads the load across many small amounts instead of a few large ones.

Time is the best ally

The longer the investment horizon, the harder compounding works in your child's favour.

The W&P advisory team in the office

Experience you can rely on.

37+ years

in the market

100%

independent advice

DEWE

Certified partner of Deutscher Wertschutz e.V.

An early start pays off.

The earlier you start saving for your child, the harder compounding works. Even small amounts grow into a solid foundation over 18 years, available flexibly for training, driving lessons or simply starting out.

18 years

of compounding working for your child.

€10

planned state early-start pension per month.

Flexible

payout matched to what your child needs.

Worth knowing

Even small monthly amounts grow considerably over the years. What matters is starting early, not how much.

Start your child’s provision with us →

Eighteen years is an enormous head start, if you use it early.

We show you how even small amounts grow into a real foundation by the time your child turns 18. Free of charge, in person, by phone or by video. You decide afterwards whether to go further.

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