BUSINESS CLIENTS · SECURITY
Employee crime is one of the most frequently underestimated sources of loss in mid-sized businesses.
Free first consultation →The problem
Embezzlement, forgery, sabotage or theft by your own staff: the loss usually stays with the company. Many business owners think it unlikely, until it happens. Then the loss is real and often hard to recover.
Our solution
Fidelity insurance responds where employees or contractors deliberately harm the company. We assess the risk profile and find the right limit: not oversized, but genuinely protective.
Book an appointment →The hard facts
75%
of the total loss is caused by a company's own staff (GDV analysis).
€500,000
actual embezzlement loss: a warehouse worker selling stolen goods privately.
CEO fraud
Fraud using a false identity and fake payment instructions is covered too.
Follow-on costs
Establishing the size of the loss and pursuing it legally are included.
Worth knowing
Most losses are caused by a company's own staff, not by outsiders.
Fraud using impersonation and forged payment instructions is also covered.
Even good internal controls cannot rule out employee crime entirely.
Establishing the size of the loss, expert reports and legal action are all covered by the policy.
37+ years
in the market
100%
independent advice
DEWE
Certified partner of Deutscher Wertschutz e.V.
Why it matters
The residual risk remains
Even the best controls never rule out employee crime completely.
Your own people are the larger risk
Most losses arise internally, not from outsiders.
Allow for the follow-on costs
Investigation, expert reports and legal action are covered by the policy too.
A free first consultation, in person, by phone or by video. You then decide how to proceed.
Book an appointment →