BUSINESS CLIENTS · LIABILITY

Your product causes harm. You are liable.

Product liability matters to anyone who manufactures, imports or places goods on the market.

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Liability without proof of fault.

Under German and European law, manufacturers and importers are liable for damage their products cause, even without proven fault. Product liability is an underestimated exposure that quickly becomes existential in a recall or where people are injured.

Covering product risk in full.

We examine your products and your supply chain and identify the product liability cover that matches your actual exposure, worldwide and specific to your industry, including recall cost cover where relevant.

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Why product liability reaches so far.

€85m

is the statutory ceiling for personal injury under the German Product Liability Act.

10 years

after a product goes on the market, claims can still be brought.

Without fault

Strict liability: the manufacturer is liable even without any fault of its own.

Recall costs

are often not covered by an ordinary public liability policy.

What manufacturers and retailers should know.

Liability without fault

Under strict liability the manufacturer is liable regardless of fault. A defect in the product is enough to trigger it.

Ten years of continuing exposure

Claims can be brought up to ten years after a product goes on the market.

A recall costs extra

Recalls, and removing and refitting defective parts, are often not covered by an ordinary public liability policy.

The whole supply chain is liable

Not just manufacturers: importers and retailers can also be pursued under the Product Liability Act.

The W&P advisory team in the office

Independent. Experienced. On your side.

37+ years

in the market

100%

independent advice

DEWE

Certified partner of Deutscher Wertschutz e.V.

Why to arrange cover now.

Regardless of fault

The manufacturer is liable even without any fault of its own. A defect in the product is enough.

Cover recall, removal and refitting

These are exactly the expensive items an ordinary public liability policy often leaves out.

The whole supply chain is affected

Importers and retailers can also become liable under the Product Liability Act.

Let’s talk.

A free first consultation, in person, by phone or by video. You then decide how to proceed.

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