BUSINESS CLIENTS · MOBILITY
Individual motor policies cost more and deliver less than a proper fleet arrangement.
Free first consultation →The problem
Many companies insure their vehicles one by one, which creates administration, poor terms and gaps in cover as the fleet changes. With a growing fleet the arrangement quickly becomes inefficient and hard to see through.
Our solution
We build an efficient fleet policy with you that covers every company vehicle on optimised terms and to a single standard, with new vehicles included automatically and claims handled centrally.
Book an appointment →The hard facts
3 vehicles
From three vehicles onwards a fleet policy applies.
1 master policy
Every vehicle on one policy instead of many separate contracts.
Loss ratio
The key figure that drives the premium.
Stable premiums
Spreading the risk keeps the premium steadier even when individual claims occur.
Worth knowing
From three vehicles onwards a fleet can be brought together under a single master policy.
Every vehicle runs on one policy with the same terms, and new vehicles are included automatically.
The claims-to-premium ratio is the key figure. Good claims management feeds straight through to what you pay.
For very small fleets, individual policies can work out cheaper, and we assess that honestly for your situation.
37+ years
in the market
100%
independent advice
DEWE
Certified partner of Deutscher Wertschutz e.V.
Why it matters
Simplify the admin
One master policy instead of many separate ones: fewer deadlines, less work.
Manage the loss ratio
The claims-to-premium ratio sets the premium, and good claims management brings the cost down.
Weigh it up honestly
For very small fleets, individual policies can be cheaper, and we check that case by case.
A free first consultation, in person, by phone or by video. You then decide how to proceed.
Book an appointment →