BUSINESS CLIENTS · MOBILITY
Tools, samples, equipment and goods in a company vehicle are not covered without vehicle contents insurance.
Free first consultation →The problem
An ordinary motor policy covers the vehicle itself, not what is being carried in it. Anyone keeping tools, technical equipment or goods in the vehicle risks large uninsured losses in a theft or an accident.
Our solution
We add vehicle contents cover to your arrangements, insuring what is in your company vehicles properly, without red tape, and adjusting flexibly as the value of your equipment changes.
Book an appointment →The hard facts
€12,500
actual loss: a tradesperson's vehicle stolen along with tools and materials.
10pm–6am
the critical overnight hours, when cover applies only with a secure parking place or an added clause.
Comprehensive covers only the vehicle
Tools and materials inside are not covered by it.
Replacement-cost cover
What is paid is the replacement cost of tools and equipment.
Worth knowing
Comprehensive motor cover pays for the vehicle itself. Tools, equipment and materials inside are not included.
What is paid is the replacement cost of tools and equipment, not their written-down value.
Between 10pm and 6am, cover often applies only with a secure parking place or an added clause.
Break-ins to company vehicles carrying expensive tools are a growing risk.
37+ years
in the market
100%
independent advice
DEWE
Certified partner of Deutscher Wertschutz e.V.
Why it matters
Close the comprehensive gap
Motor insurance replaces the vehicle, not the often five-figure toolkit inside it.
The trades risk
Break-ins to company vehicles are increasing, and the loss hits your ability to work directly.
Mind where you park
Overnight and security clauses decide whether the policy pays, so choose the right add-on.
A free first consultation, in person, by phone or by video. You then decide how to proceed.
Book an appointment →